Our Kasasa accounts are paying 5%!
It’s like you get paid to bank here.
We offer Kasasa accounts because we understand the importance of community banking. When you bank here, you’re putting money back into our local economy — not the bottomless pockets of Megabanks. Kasasa believes taking back that control deserves cash rewards.
Free Kasasa Cash checking pays:
- 5.00% APY* on balances up to $15,000
- 0.25% APY* on balances over $15,000
- 0.05% APY* even if you don’t qualify
- Refunds on your ATM withdrawal fees, nationwide (up to $25 per month)*
Free Kasasa Cash Back checking pays:
- 5.00% cash back on debit card purchases
- Cash back on up to $200 in purchases monthly. Earn up to $10 cash back per month, $120 per year.
- Refunds on your ATM withdrawal fees, nationwide (up to $25 per month)*
Link a Kasasa Saver account to your Kasasa Cash or Cash Back checking for automatic savings:
- 5.00% APY* on balances up to $15,000 when monthly checking qualifications are met
- 0.25% APY* on balances over $15,000 when monthly checking qualifications are met
- 0.05% APY* if qualifications are not met in Kasasa checking
- Links to your free Kasasa Cash or Kasasa Cash Back checking account for automatic transfers of earned checking rewards to build savings effortlessly
It’s easy to earn your rewards.
The following transactions and activities in your Kasasa Cash or Cash Back account must post and settle during each monthly qualification cycle:
- At least 10 debit card purchases
- At least one direct deposit or ACH payments
- Receive eStatements
Don’t worry if you come up short.
Your account is always free. Plus, you can get right back to earning your full rewards the very next month.
Start earning rewards today.
To open a Kasasa account, call 503.220.2592, stop by a branch, or send a secure message through digital banking.
*Disclosures:
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The Monthly Qualification Cycle goes from the last day of the month to the next to last day of the next month. See our website for specific Monthly Qualification Cycle dates.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $15,000 in your Kasasa Cash account earn a dividend rate of 4.88% resulting in an APY of 5.00% and daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the daily balance over $15,000, resulting in a range from 0.87% to 5.00% APY depending on the account’s daily balance.
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5% cash back on up to a total of $200 in debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle.
In addition, daily balances up to and including $15,000 in your Kasasa Saver account earn an APY of 5.00% and daily balances over $15,000 earn a dividend rate of 0.25% on the portion of the daily balance over $15,000 resulting in a range from 0.87% to 5.00% APY depending on the account’s daily balance.
You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire daily balance will be 0.05% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of 0.05% resulting in an annual percentage yield of 0.05% APY.
Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
A Kasasa Cash or Cash Back checking account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings.
Note: When linked to a Kasasa Saver account, the dividends earned within the Kasasa Cash account do not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account balance is less than the transferred amount when the transfer occurs.
APY = Annual Percentage Yield. APYs accurate as of 11/1/2023.
Additional Information: Rates and rewards are variable and may change after account is opened. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. $5 minimum deposit is required to open the account. Limit one account per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account.
