Why Refinance?
Lower Your Rate
Refinancing with competitive rates may help lower your monthly auto payments.
Save on Monthly Payment
When you refinance, you may have the option to reduce your monthly loan payment.
Pay Off Debts
If you’ve got equity built up in your vehicle, with a refinance you can use it to pay off your debts elsewhere too.
Applying is easy! You can apply online, over the phone, or in person.
Estimate your Monthly Payment
Use our handy calculator to answer the question, “How much will my loan payments be?”
Discounts
Trailhead Rewards
Trailhead members with existing accounts can use Trailhead Rewards points to reduce their rate on an auto loan by 0.25%.
Automatic Payments
Save 0.25% off your auto loan rate when you have your payments automatically deducted from your Trailhead checking account.
Protect your Purchase
Mechanical Breakdown Coverage
Get Mechanical Breakdown Protection (MBP) to help pay for covered repairs on your car when that unexpected breakdown occurs. For a few dollars a month, you can protect your vehicle and your finances from expenses that could total hundreds or even thousands of dollars.
Get more information on available coverage and receive a quote. »
GAP Advantage
If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared as a total loss, you are still liable to pay the difference, the “gap” between your insurer’s settlement and your loan balance. GAP Advantage waives the difference between your primary insurance carrier’s settlement and the payoff of your loan, less delinquent payments, late charges, and refundable service warranty contracts and other insurance related charges.
Apply Online
Apply for a new or used auto loan online.
Apply OnlineComplete the form below to have a Member Service Representative contact you, or call with questions: 503.220.2592
Visit any of our branches:
Old Town
221 NW 2nd Ave, Ste 100 | Portland, OR 97209
Mississippi
3904 N Mississippi Ave | Portland, OR 97227
Division
3354 SE Division St | Portland, OR 97202
